Hiring a good moving company is vitally important when it comes to reducing stress levels when moving home. So what do you need to look for in a company to give you that added assurance that things will run smooth on the day of your move?
- Use a reputable company
- Careful packaging
Before the date of your move, it is likely you will receive a visit from the company you will be hiring. This is your chance to ask all the questions you need to ensure you have the peace of mind in knowing that your belongings are in good hands.
A good tip is to write down what you want to know before the day you meet with the company, this way you won’t forget anything. Write down anything that comes to mind regardless of how obvious some of the questions might be.
The more preparation that goes into your move the less stress you feel when it comes to the day of your move.
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Summer time is prime moving time for families. Many families save big cross country moves until summer so their kids won't miss any school. One parent may have already started working in another city or state, but they commute back and forth every week until it is time for the big move.
My family has moved three times in the last two years and I moved all the time as a kid, so I consider myself a moving expert. Whether you are planning your first move or your tenth, it will go more smoothly with some advance planning. I have put together a moving check-list by month to keep you from forgetting important information.
TWO MONTHS BEFORE THE MOVE
* You don't need to fill the moving van with items you don't need anymore. Clean out your old house by having a garage sale and donating items that don't sell to a charity.
* Call your friends and family and schedule time with them before you move. Put the dates on a calendar. Your life will get crazy and you want to make time to see everyone before you move.
* Meet with several moving companies and obtain estimates. Ask for references from previous clients before choosing a moving company.
* If you are packing yourself you need to start collecting boxes for the move. You always need more than you think. YOu will also need plenty of packing tape.
* Buy a special notebook or binder to keep all of the important move information. You can keep the phone number of realtors, moving companies, utilities, schools, etc. in one handy location.
ONE MONTH BEFORE THE MOVE
* Begin gathering all of the school and medical records you need for your family. The schools in your new town will need records from the previous school. Gather records from doctors and dentists to take to your new doctors. It is much easier to get them now, than to try to get them later. Don't forget to get pet records from your veterinarian.
* Fill out a change of address card at the post office. Send postcards to friends and relatives announcing your new address.
* Tell the following businesses about your new address:
Credit card companies
Magazines or newspapers you subscribe to
Employer (to forward last paycheck)
* Start packing basements or little used areas of your house such as the attic or the garage.
* Set up bank accounts in your new city.
ONE WEEK BEFORE THE MOVE
* Make any special arrangements for the day of the move for your children or your pets. While the boxes are being loaded onto the moving van you may want pets and very small children to stay with relatives or a babysitter for the day. The house will be wide open, the air will be off and there will be a lot of noise and confusion. Once my cat was bubblewrapped inside a sofa during a moving day. It took a long time to figure out where she was.
* Get valuables out of your safe deposit box. Keep them with you during the move. Have the money from your existing bank accounts wired to your new accounts. It may take another week or two for all of your checks to clear so you can close out old accounts.
* Set up a date to turn off your old utilities and turn on the utilities at the new house. Don't forget to subscribe to the paper in your new town if you read a paper every morning. If you have been a good utility customer you should be able to get your deposits back.
* Start using the food in the refrigerator so there won't be much left on the day of the move. Defrost your freezer and clean out the refrigerator.
DAY OF THE MOVE
* Have a box of items that need to come off the moving truck first. This box will contain cleaning supplies, brooms, dustpans, etc. You will probably need to clean up some of the rooms in your new house before the boxes are unloaded.
* Double-check every closet, cupboard, and room before you lock up the house and leave.
* Tip your movers before they leave in the moving van. Moving is hard work and they deserve it.
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When it concerns applying for bankruptcy there are several points that you must do and should not do prior to filing. Primarily the Bankruptcy Court calls for people that are applying for personal bankruptcy to be entirely honest as well as in advance in everything they do. Any kind of indiscretion could wind up in the termination of the bankruptcy discharge placing the private back in up for grabs for the financial institutions. A person should truly sit down with an insolvency attorney as well as talk about the do's as well as do n'ts before the personal bankruptcy declaring making certain they have a full understanding of what's required of them. When it concerns dealing with the government it's more of a do as I claim after that do as I do scenario. Although it is essential to be straightforward with the court, it's sometimes rather difficult to comprehend this demand with all the corruption in the federal government firms. The federal government keeps speaking about just how clear they are while at the exact same time all these detractions remain to appear showing the total opposite.Even though the
insolvency attorney tells their customers exactly what to do, it seems that numerous of them simply do not pay attention and wind up obtaining in some type of difficulty. A person filing personal bankruptcy ought to stop spending on their bank card quickly after the decision to file. As a guideline of thumb, 90 days is a good amount of time but six months is far better before submitting the bankruptcy application. The lender could contest the personal bankruptcy declaring if they believe the borrower was packing their cards before filing.One mistake lots of people make before filing personal bankruptcy is obtaining money from their 401 (k)or retired life plan to pay financial obligations. Although this is worthy to grab some of this loan to settle a couple of bills, it is foolish to obtain money from their retired life strategy that is protected by bankruptcy exemption laws. If the person doesn't have enough loan to completely pay the debts off with this type of plan, they may just finish up submitting Phase 7 personal bankruptcy after they melt via their retired life. Then there remain bankrupt and bad without retirement in any way. Another point likewise occurs in this situation, the bankruptcy court takes a look at this newly found cash as income and taking these funds could make the person not able to get Phase 7 bankruptcy. For these individuals maybe a dual whammy against them. They shed their retirement as well as now they do not even qualify to file Phase 7 insolvency when they really require to. If they only would have listened to their attorney and also really did not explore their retired life account.Another common occurrence takes place when somebody is submitting personal bankruptcy as a result of loss of a work.
Sometimes they will certainly look for work out of state or perhaps even have to move with a far-off member of the family as a result of the absence of funds. When a person is submitting bankruptcy, they need to submit in the state where they reside. In the past, lots of people utilized to transfer to a state that would profit them in their bankruptcy filing. They would certainly inspect all the bankruptcy exemption regulations and also relocate to the state that shielded one of the most amount for their individual situation. Currently, after adjustments to the personal bankruptcy code, an individual needs to reside in the state for six months before filing bankruptcy to make use of the personal bankruptcy exemption regulations of that state. You can not relocate momentarily to take advantage of the personal bankruptcy filing.It's best to speak with a personal bankruptcy lawyer when things start getting tough and also go over a feasible action with the attorney. Often it may be in one's finest rate of interest to remain where they go to until the bankruptcy filing is full. If a person has to propose work and remains in a rush, do not stress, they could still apply for insolvency in the state they're relocating to, they just may not be able to make use of the personal bankruptcy exceptions for the state they're transferring to. They will certainly need to either use the federal bankruptcy exceptions or the state exceptions from where they moved from.In today's economy, we are seeing lots of people moving cross country looking for work. Occasionally individuals think
the turf is greener on the various other side of the fencing as well as believe they can prevent declaring insolvency if they could just locate a chance. They only discover out that points are equally as negative anywhere as well as the bankruptcy is still necessary. The most effective advice is to discuss the scenario with the bankruptcy attorney prior to any relocations are made.