Hiring a good moving company is vitally important when it comes to reducing stress levels when moving home. So what do you need to look for in a company to give you that added assurance that things will run smooth on the day of your move?
- Use a reputable company
- Careful packaging
Before the date of your move, it is likely you will receive a visit from the company you will be hiring. This is your chance to ask all the questions you need to ensure you have the peace of mind in knowing that your belongings are in good hands.
A good tip is to write down what you want to know before the day you meet with the company, this way you won’t forget anything. Write down anything that comes to mind regardless of how obvious some of the questions might be.
The more preparation that goes into your move the less stress you feel when it comes to the day of your move.
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Summer time is prime moving time for families. Many families save big cross country moves until summer so their kids won't miss any school. One parent may have already started working in another city or state, but they commute back and forth every week until it is time for the big move.
My family has moved three times in the last two years and I moved all the time as a kid, so I consider myself a moving expert. Whether you are planning your first move or your tenth, it will go more smoothly with some advance planning. I have put together a moving check-list by month to keep you from forgetting important information.
TWO MONTHS BEFORE THE MOVE
* You don't need to fill the moving van with items you don't need anymore. Clean out your old house by having a garage sale and donating items that don't sell to a charity.
* Call your friends and family and schedule time with them before you move. Put the dates on a calendar. Your life will get crazy and you want to make time to see everyone before you move.
* Meet with several moving companies and obtain estimates. Ask for references from previous clients before choosing a moving company.
* If you are packing yourself you need to start collecting boxes for the move. You always need more than you think. YOu will also need plenty of packing tape.
* Buy a special notebook or binder to keep all of the important move information. You can keep the phone number of realtors, moving companies, utilities, schools, etc. in one handy location.
ONE MONTH BEFORE THE MOVE
* Begin gathering all of the school and medical records you need for your family. The schools in your new town will need records from the previous school. Gather records from doctors and dentists to take to your new doctors. It is much easier to get them now, than to try to get them later. Don't forget to get pet records from your veterinarian.
* Fill out a change of address card at the post office. Send postcards to friends and relatives announcing your new address.
* Tell the following businesses about your new address:
Credit card companies
Magazines or newspapers you subscribe to
Employer (to forward last paycheck)
* Start packing basements or little used areas of your house such as the attic or the garage.
* Set up bank accounts in your new city.
ONE WEEK BEFORE THE MOVE
* Make any special arrangements for the day of the move for your children or your pets. While the boxes are being loaded onto the moving van you may want pets and very small children to stay with relatives or a babysitter for the day. The house will be wide open, the air will be off and there will be a lot of noise and confusion. Once my cat was bubblewrapped inside a sofa during a moving day. It took a long time to figure out where she was.
* Get valuables out of your safe deposit box. Keep them with you during the move. Have the money from your existing bank accounts wired to your new accounts. It may take another week or two for all of your checks to clear so you can close out old accounts.
* Set up a date to turn off your old utilities and turn on the utilities at the new house. Don't forget to subscribe to the paper in your new town if you read a paper every morning. If you have been a good utility customer you should be able to get your deposits back.
* Start using the food in the refrigerator so there won't be much left on the day of the move. Defrost your freezer and clean out the refrigerator.
DAY OF THE MOVE
* Have a box of items that need to come off the moving truck first. This box will contain cleaning supplies, brooms, dustpans, etc. You will probably need to clean up some of the rooms in your new house before the boxes are unloaded.
* Double-check every closet, cupboard, and room before you lock up the house and leave.
* Tip your movers before they leave in the moving van. Moving is hard work and they deserve it.
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When it comes to filing for insolvency there are many points that you should do and shouldn't do before declaring. First and leading the Personal bankruptcy Court requires people that are declaring personal bankruptcy to be entirely honest and also ahead of time in every little thing they do. Any indiscretion could wind up in the termination of the insolvency discharge putting the private back in level playing field for the creditors. An individual should actually sit down with a bankruptcy attorney and discuss the do's and also do n'ts before the insolvency declaring to earn sure they have a full understanding of exactly what's required of them. When it concerns dealing with the government it's even more of a do as I claim then do as I do scenario. Although it is essential to be truthful with the court, it's in some cases pretty hard to recognize this need with all the corruption in the federal government companies. The federal government keeps speaking about just how clear they are while at the very same time all these scandals continuously come out revealing the total opposite.Even though the
personal bankruptcy lawyer tells their customers exactly what to do, it appears that most of them just don't pay attention and also wind up entering some type of difficulty. Somebody declaring personal bankruptcy must quit investing on their bank card when the decision to submit. As a guideline of thumb, 90 days is a good quantity of time but 6 months is far better prior to submitting the bankruptcy application. The creditor could contest the insolvency filing if they think the borrower was loading their cards prior to filing.One mistake many people make previous to submitting insolvency is borrowing money from their 401 (k)or retirement to pay financial debts. Although this is worthy to get hold of several of this loan to repay a couple of expenses, it is foolish to obtain money from their retired life plan that is protected by bankruptcy exemption laws. If the individual doesn't have adequate money to totally pay the financial obligations off with this kind of plan, they might simply end up submitting Phase 7 bankruptcy after they burn with their retirement. After that there are left bankrupt as well as inadequate without any retired life in all. An additional point likewise occurs in this scenario, the insolvency court considers this newly found money as income and also taking these funds might make the individual incapable to get Chapter 7 insolvency. For these individuals it could be a dual whammy against them. They lost their retirement as well as now they don't even qualify to file Chapter 7 bankruptcy when they really require to. If they just would have paid attention to their lawyer and also didn't dig into their retired life account.Another usual incident happens when someone is submitting personal bankruptcy due to loss of a job.
In some cases they will certainly browse for work out of state or perhaps even have to move with a remote member of the family since of the lack of funds. When a person is submitting bankruptcy, they require to file in the state in which they stay. In the past, lots of people used to relocate to a state that would benefit them in their personal bankruptcy declaring. They would certainly examine all the insolvency exemption regulations as well as relocate to the state that secured the most amount for their specific situation. Now, after changes to the insolvency code, an individual has to live in the state for six months before submitting bankruptcy to make use of the bankruptcy exemption laws of that state. You can not move briefly to profit from the insolvency filing.It's ideal to get in touch with an insolvency lawyer when points begin getting tough and also review a feasible step with the lawyer. In some cases it could be in one's ideal interest to stay where they go to up until the personal bankruptcy filing is total. If someone needs to relocate for job and also remains in a rush, do not stress, they could still declare insolvency in the state they're moving to, they just may not be able to use the insolvency exemptions for the state they're relocating to. They will certainly have to either make use of the government insolvency exemptions or the state exemptions from where they relocated from.In today's economic situation, we are seeing lots of people relocating cross country looking for job. Often people assume
the turf is greener beyond of the fence and think they can avoid filing insolvency if they can simply locate an opportunity. They only figure out that points are equally as poor almost everywhere and also the insolvency is still required. The most effective suggestions is to discuss the situation with the personal bankruptcy lawyer prior to any kind of moves are made.