Hiring a good moving company is vitally important when it comes to reducing stress levels when moving home. So what do you need to look for in a company to give you that added assurance that things will run smooth on the day of your move?
- Use a reputable company
- Careful packaging
Before the date of your move, it is likely you will receive a visit from the company you will be hiring. This is your chance to ask all the questions you need to ensure you have the peace of mind in knowing that your belongings are in good hands.
A good tip is to write down what you want to know before the day you meet with the company, this way you won’t forget anything. Write down anything that comes to mind regardless of how obvious some of the questions might be.
The more preparation that goes into your move the less stress you feel when it comes to the day of your move.
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Summer time is prime moving time for families. Many families save big cross country moves until summer so their kids won't miss any school. One parent may have already started working in another city or state, but they commute back and forth every week until it is time for the big move.
My family has moved three times in the last two years and I moved all the time as a kid, so I consider myself a moving expert. Whether you are planning your first move or your tenth, it will go more smoothly with some advance planning. I have put together a moving check-list by month to keep you from forgetting important information.
TWO MONTHS BEFORE THE MOVE
* You don't need to fill the moving van with items you don't need anymore. Clean out your old house by having a garage sale and donating items that don't sell to a charity.
* Call your friends and family and schedule time with them before you move. Put the dates on a calendar. Your life will get crazy and you want to make time to see everyone before you move.
* Meet with several moving companies and obtain estimates. Ask for references from previous clients before choosing a moving company.
* If you are packing yourself you need to start collecting boxes for the move. You always need more than you think. YOu will also need plenty of packing tape.
* Buy a special notebook or binder to keep all of the important move information. You can keep the phone number of realtors, moving companies, utilities, schools, etc. in one handy location.
ONE MONTH BEFORE THE MOVE
* Begin gathering all of the school and medical records you need for your family. The schools in your new town will need records from the previous school. Gather records from doctors and dentists to take to your new doctors. It is much easier to get them now, than to try to get them later. Don't forget to get pet records from your veterinarian.
* Fill out a change of address card at the post office. Send postcards to friends and relatives announcing your new address.
* Tell the following businesses about your new address:
Credit card companies
Magazines or newspapers you subscribe to
Employer (to forward last paycheck)
* Start packing basements or little used areas of your house such as the attic or the garage.
* Set up bank accounts in your new city.
ONE WEEK BEFORE THE MOVE
* Make any special arrangements for the day of the move for your children or your pets. While the boxes are being loaded onto the moving van you may want pets and very small children to stay with relatives or a babysitter for the day. The house will be wide open, the air will be off and there will be a lot of noise and confusion. Once my cat was bubblewrapped inside a sofa during a moving day. It took a long time to figure out where she was.
* Get valuables out of your safe deposit box. Keep them with you during the move. Have the money from your existing bank accounts wired to your new accounts. It may take another week or two for all of your checks to clear so you can close out old accounts.
* Set up a date to turn off your old utilities and turn on the utilities at the new house. Don't forget to subscribe to the paper in your new town if you read a paper every morning. If you have been a good utility customer you should be able to get your deposits back.
* Start using the food in the refrigerator so there won't be much left on the day of the move. Defrost your freezer and clean out the refrigerator.
DAY OF THE MOVE
* Have a box of items that need to come off the moving truck first. This box will contain cleaning supplies, brooms, dustpans, etc. You will probably need to clean up some of the rooms in your new house before the boxes are unloaded.
* Double-check every closet, cupboard, and room before you lock up the house and leave.
* Tip your movers before they leave in the moving van. Moving is hard work and they deserve it.
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When it comes to declaring bankruptcy there are numerous things that you should do and also shouldn't do before filing. Primarily the Bankruptcy Court requires people that are filing for insolvency to be entirely truthful and in advance in everything they do. Any indiscretion could wind up in the termination of the bankruptcy discharge putting the individual back in up for grabs for the financial institutions. A person ought to actually sit down with a personal bankruptcy attorney and also go over the do's and also do n'ts prior to the personal bankruptcy filing to earn certain they have a full understanding of exactly what's needed of them. When it involves handling the government it's more of a do as I claim after that do as I do circumstance. Although it is necessary to be truthful with the court, it's in some cases rather difficult to comprehend this demand with all the corruption in the federal government agencies. The federal government keeps speaking about exactly how clear they are while at the very same time all these rumors continue to come out showing the complete opposite.Even though the
bankruptcy lawyer tells their customers just what to do, it appears that most of them just don't listen and also finish up obtaining in some sort of trouble. Somebody declaring bankruptcy need to quit investing in their credit cards right away upon the choice to submit. As a regulation of thumb, 90 days is a great quantity of time however 6 months is far better before submitting the insolvency petition. The creditor can dispute the personal bankruptcy declaring if they believe the debtor was packing their cards prior to filing.One error many individuals make before filing personal bankruptcy is obtaining money from their 401 (k)or retirement to pay financial debts. Although this is honorable to get hold of some of this cash to repay a few expenses, it is silly to obtain cash from their retirement that is secured by insolvency exemption regulations. If the person does not have adequate money to entirely pay the debts off with this kind of plan, they might just wind up submitting Phase 7 personal bankruptcy after they burn with their retirement. Then there are left bankrupt and also inadequate without any retirement in any way. One more thing likewise happens in this circumstance, the bankruptcy court looks at this newly found money as earnings and also taking these funds may make the individual incapable to qualify for Chapter 7 bankruptcy. For these individuals maybe a dual whammy against them. They lost their retired life and also currently they don't even qualify to submit Phase 7 personal bankruptcy when they actually require to. If they only would have listened to their attorney and also didn't dig into their retired life account.Another common incident takes place when someone is submitting personal bankruptcy due to loss of a job.
Occasionally they will certainly browse for job out of state or perhaps even need to relocate with a distant relative as a result of the absence of funds. When an individual is submitting insolvency, they need to file in the state in which they reside. In the past, lots of individuals used to transfer to a state that would certainly profit them in their personal bankruptcy declaring. They would certainly examine all the bankruptcy exception laws and relocate to the state that protected the most amount for their private scenario. Now, after changes to the bankruptcy code, a person must reside in the state for 6 months prior to filing insolvency to make use of the personal bankruptcy exemption laws of that state. You cannot relocate momentarily to benefit from the bankruptcy filing.It's finest to get in touch with a bankruptcy attorney when points begin getting hard and go over a possible action with the lawyer. Occasionally it could be in one's benefit to remain where they're at until the bankruptcy filing is full. If a person has to move for job and remains in a rush, do not fret, they could still declare insolvency in the state they're relocating to, they just might not have the ability to utilize the insolvency exemptions for the state they're relocating to. They will have to either utilize the government personal bankruptcy exemptions or the state exemptions from where they removaled from.In today's economy, we are seeing many people moving cross nation trying to find job. Sometimes people believe
the yard is greener beyond of the fencing as well as assume they could stay clear of declaring personal bankruptcy if they can simply discover an opportunity. They only discover that things are equally as bad everywhere as well as the personal bankruptcy is still needed. The very best guidance is to review the situation with the bankruptcy lawyer prior to any type of actions are made.