Hiring a good moving company is vitally important when it comes to reducing stress levels when moving home. So what do you need to look for in a company to give you that added assurance that things will run smooth on the day of your move?
- Use a reputable company
- Careful packaging
Before the date of your move, it is likely you will receive a visit from the company you will be hiring. This is your chance to ask all the questions you need to ensure you have the peace of mind in knowing that your belongings are in good hands.
A good tip is to write down what you want to know before the day you meet with the company, this way you won’t forget anything. Write down anything that comes to mind regardless of how obvious some of the questions might be.
The more preparation that goes into your move the less stress you feel when it comes to the day of your move.
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Summer time is prime moving time for families. Many families save big cross country moves until summer so their kids won't miss any school. One parent may have already started working in another city or state, but they commute back and forth every week until it is time for the big move.
My family has moved three times in the last two years and I moved all the time as a kid, so I consider myself a moving expert. Whether you are planning your first move or your tenth, it will go more smoothly with some advance planning. I have put together a moving check-list by month to keep you from forgetting important information.
TWO MONTHS BEFORE THE MOVE
* You don't need to fill the moving van with items you don't need anymore. Clean out your old house by having a garage sale and donating items that don't sell to a charity.
* Call your friends and family and schedule time with them before you move. Put the dates on a calendar. Your life will get crazy and you want to make time to see everyone before you move.
* Meet with several moving companies and obtain estimates. Ask for references from previous clients before choosing a moving company.
* If you are packing yourself you need to start collecting boxes for the move. You always need more than you think. YOu will also need plenty of packing tape.
* Buy a special notebook or binder to keep all of the important move information. You can keep the phone number of realtors, moving companies, utilities, schools, etc. in one handy location.
ONE MONTH BEFORE THE MOVE
* Begin gathering all of the school and medical records you need for your family. The schools in your new town will need records from the previous school. Gather records from doctors and dentists to take to your new doctors. It is much easier to get them now, than to try to get them later. Don't forget to get pet records from your veterinarian.
* Fill out a change of address card at the post office. Send postcards to friends and relatives announcing your new address.
* Tell the following businesses about your new address:
Credit card companies
Magazines or newspapers you subscribe to
Employer (to forward last paycheck)
* Start packing basements or little used areas of your house such as the attic or the garage.
* Set up bank accounts in your new city.
ONE WEEK BEFORE THE MOVE
* Make any special arrangements for the day of the move for your children or your pets. While the boxes are being loaded onto the moving van you may want pets and very small children to stay with relatives or a babysitter for the day. The house will be wide open, the air will be off and there will be a lot of noise and confusion. Once my cat was bubblewrapped inside a sofa during a moving day. It took a long time to figure out where she was.
* Get valuables out of your safe deposit box. Keep them with you during the move. Have the money from your existing bank accounts wired to your new accounts. It may take another week or two for all of your checks to clear so you can close out old accounts.
* Set up a date to turn off your old utilities and turn on the utilities at the new house. Don't forget to subscribe to the paper in your new town if you read a paper every morning. If you have been a good utility customer you should be able to get your deposits back.
* Start using the food in the refrigerator so there won't be much left on the day of the move. Defrost your freezer and clean out the refrigerator.
DAY OF THE MOVE
* Have a box of items that need to come off the moving truck first. This box will contain cleaning supplies, brooms, dustpans, etc. You will probably need to clean up some of the rooms in your new house before the boxes are unloaded.
* Double-check every closet, cupboard, and room before you lock up the house and leave.
* Tip your movers before they leave in the moving van. Moving is hard work and they deserve it.
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When it comes to filing for insolvency there are lots of points that you need to do and also shouldn't do prior to filing. Primarily the Bankruptcy Court requires individuals that are declaring bankruptcy to be entirely honest and upfront in every little thing they do. Any type of indiscretion can finish up in the termination of the bankruptcy discharge putting the specific back in reasonable video game for the financial institutions. A person should really sit down with an insolvency lawyer and review the do's and also do n'ts prior to the personal bankruptcy filing to earn sure they have a complete understanding of what's required of them. When it pertains to dealing with the federal government it's more of a do as I say after that do as I do circumstance. Although it is necessary to be truthful with the court, it's occasionally pretty difficult to comprehend this need with all the corruption in the federal government firms. The federal government maintains chatting regarding how clear they are while at the same time all these scandals remain to appear revealing the complete opposite.Even though the
bankruptcy lawyer tells their clients exactly what to do, it seems that much of them simply do not pay attention and finish up entering some type of trouble. A person declaring insolvency need to quit investing on their bank card immediately after the choice to file. Generally of thumb, 90 days is an excellent quantity of time yet 6 months is a lot better prior to submitting the bankruptcy petition. The creditor could dispute the personal bankruptcy filing if they think the borrower was packing their cards prior to filing.One error many individuals make prior to filing personal bankruptcy is obtaining cash from their 401 (k)or retirement plan to pay debts. Although this is honorable to get a few of this cash to pay off a few costs, it is foolish to borrow loan from their retired life plan that is shielded by insolvency exemption legislations. If the individual does not have adequate loan to completely pay the financial debts off with this type of plan, they may simply wind up submitting Phase 7 insolvency after they shed with their retirement. After that there are left bankrupt and also poor without retired life in all. Another point additionally happens in this scenario, the personal bankruptcy court considers this newly found cash as income and also taking these funds might make the person not able to get approved for Chapter 7 personal bankruptcy. For these individuals it can be a dual whammy against them. They shed their retirement as well as now they do not also qualify to file Chapter 7 insolvency when they actually should. If they just would have heard their attorney and didn't explore their retired life account.Another typical incident happens when a person is submitting insolvency due to loss of a task.
Occasionally they will browse for work out of state or perhaps even have to move with a distant household participant due to the fact that of the lack of funds. When an individual is filing bankruptcy, they have to file in the state where they stay. In the past, lots of people utilized to relocate to a state that would benefit them in their personal bankruptcy filing. They would inspect all the insolvency exception laws as well as relocate to the state that secured one of the most amount for their individual scenario. Currently, after adjustments to the personal bankruptcy code, a person must live in the state for six months prior to submitting bankruptcy to make use of the bankruptcy exemption legislations of that state. You can not relocate temporarily to gain from the insolvency filing.It's ideal to seek advice from an insolvency lawyer when things start obtaining hard as well as review a possible step with the attorney. Occasionally it may be in one's ideal interest to stay where they're at up until the insolvency declaring is full. If a person needs to propose work and remains in a rush, don't stress, they can still declare bankruptcy in the state they're relocating to, they simply might not have the ability to use the insolvency exceptions for the state they're moving to. They will need to either use the federal personal bankruptcy exemptions or the state exceptions from where they moved from.In today's economic climate, we are seeing lots of people relocating cross nation trying to find job. Occasionally individuals assume
the yard is greener on the other side of the fencing and think they can stay clear of filing personal bankruptcy if they can simply locate an opportunity. They just figure out that points are equally as bad everywhere as well as the personal bankruptcy is still essential. The finest guidance is to discuss the scenario with the insolvency attorney prior to any relocations are made.