Hiring a good moving company is vitally important when it comes to reducing stress levels when moving home. So what do you need to look for in a company to give you that added assurance that things will run smooth on the day of your move?
- Use a reputable company
- Careful packaging
Before the date of your move, it is likely you will receive a visit from the company you will be hiring. This is your chance to ask all the questions you need to ensure you have the peace of mind in knowing that your belongings are in good hands.
A good tip is to write down what you want to know before the day you meet with the company, this way you won’t forget anything. Write down anything that comes to mind regardless of how obvious some of the questions might be.
The more preparation that goes into your move the less stress you feel when it comes to the day of your move.
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Summer time is prime moving time for families. Many families save big cross country moves until summer so their kids won't miss any school. One parent may have already started working in another city or state, but they commute back and forth every week until it is time for the big move.
My family has moved three times in the last two years and I moved all the time as a kid, so I consider myself a moving expert. Whether you are planning your first move or your tenth, it will go more smoothly with some advance planning. I have put together a moving check-list by month to keep you from forgetting important information.
TWO MONTHS BEFORE THE MOVE
* You don't need to fill the moving van with items you don't need anymore. Clean out your old house by having a garage sale and donating items that don't sell to a charity.
* Call your friends and family and schedule time with them before you move. Put the dates on a calendar. Your life will get crazy and you want to make time to see everyone before you move.
* Meet with several moving companies and obtain estimates. Ask for references from previous clients before choosing a moving company.
* If you are packing yourself you need to start collecting boxes for the move. You always need more than you think. YOu will also need plenty of packing tape.
* Buy a special notebook or binder to keep all of the important move information. You can keep the phone number of realtors, moving companies, utilities, schools, etc. in one handy location.
ONE MONTH BEFORE THE MOVE
* Begin gathering all of the school and medical records you need for your family. The schools in your new town will need records from the previous school. Gather records from doctors and dentists to take to your new doctors. It is much easier to get them now, than to try to get them later. Don't forget to get pet records from your veterinarian.
* Fill out a change of address card at the post office. Send postcards to friends and relatives announcing your new address.
* Tell the following businesses about your new address:
Credit card companies
Magazines or newspapers you subscribe to
Employer (to forward last paycheck)
* Start packing basements or little used areas of your house such as the attic or the garage.
* Set up bank accounts in your new city.
ONE WEEK BEFORE THE MOVE
* Make any special arrangements for the day of the move for your children or your pets. While the boxes are being loaded onto the moving van you may want pets and very small children to stay with relatives or a babysitter for the day. The house will be wide open, the air will be off and there will be a lot of noise and confusion. Once my cat was bubblewrapped inside a sofa during a moving day. It took a long time to figure out where she was.
* Get valuables out of your safe deposit box. Keep them with you during the move. Have the money from your existing bank accounts wired to your new accounts. It may take another week or two for all of your checks to clear so you can close out old accounts.
* Set up a date to turn off your old utilities and turn on the utilities at the new house. Don't forget to subscribe to the paper in your new town if you read a paper every morning. If you have been a good utility customer you should be able to get your deposits back.
* Start using the food in the refrigerator so there won't be much left on the day of the move. Defrost your freezer and clean out the refrigerator.
DAY OF THE MOVE
* Have a box of items that need to come off the moving truck first. This box will contain cleaning supplies, brooms, dustpans, etc. You will probably need to clean up some of the rooms in your new house before the boxes are unloaded.
* Double-check every closet, cupboard, and room before you lock up the house and leave.
* Tip your movers before they leave in the moving van. Moving is hard work and they deserve it.
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When it concerns submitting for bankruptcy there are lots of things that you should do and also should not do prior to declaring. First and also foremost the Bankruptcy Court requires individuals that are filing for bankruptcy to be completely honest and upfront in every little thing they do. Any kind of indiscretion could finish up in the termination of the insolvency discharge placing the specific back in up for grabs for the creditors. A person needs to really take a seat with an insolvency lawyer and discuss the do's as well as do n'ts before the insolvency declaring to make certain they have a full understanding of exactly what's required of them. When it involves taking care of the federal government it's even more of a do as I say then do as I do circumstance. Although it is necessary to be truthful with the court, it's often pretty tough to comprehend this demand with all the corruption in the federal government firms. The federal government maintains speaking about how transparent they are while at the exact same time all these rumors continuously appear showing the complete opposite.Even though the
personal bankruptcy lawyer informs their clients what to do, it seems that much of them simply do not pay attention and also wind up obtaining in some kind of trouble. Someone declaring bankruptcy should stop investing in their bank card right away after the decision to submit. Generally of thumb, 90 days is an excellent quantity of time but 6 months is better before submitting the bankruptcy petition. The creditor can contest the bankruptcy filing if they believe the borrower was loading their cards before filing.One mistake lots of people make before filing bankruptcy is obtaining money from their 401 (k)or retirement strategy to pay financial obligations. Although this is worthy to get a few of this cash to repay a few costs, it is crazy to borrow loan from their retirement that is shielded by bankruptcy exemption regulations. If the individual does not have adequate cash to completely pay the financial debts off with this kind of plan, they may just end up filing Chapter 7 personal bankruptcy after they shed through their retired life. Then there remain insolvent as well as inadequate without any retirement at all. One more point likewise occurs in this circumstance, the insolvency court checks out this newly found cash as income and taking these funds could make the individual unable to certify for Phase 7 personal bankruptcy. For these people it could be a double whammy versus them. They shed their retirement and also currently they do not also qualify to submit Phase 7 personal bankruptcy when they actually should. If they just would have heard their lawyer as well as didn't dig into their retired life account.Another common occurrence takes place when a person is submitting insolvency as a result of loss of a job.
Often they will certainly look for job out of state or perhaps even need to removal with a remote family members member as a result of the absence of funds. When a person is filing bankruptcy, they need to file in the state where they live. In the past, several people used to relocate to a state that would profit them in their insolvency filing. They would certainly check all the insolvency exemption laws as well as relocate to the state that protected the most amount for their individual circumstance. Now, after adjustments to the insolvency code, a person needs to stay in the state for 6 months prior to filing insolvency to utilize the insolvency exemption legislations of that state. You can not relocate briefly to take advantage of the personal bankruptcy filing.It's ideal to seek advice from an insolvency lawyer when points begin getting tough and go over a feasible action with the attorney. Occasionally it may be in one's benefit to stay where they're at until the insolvency filing is complete. If a person has to propose work and also remains in a rush, don't stress, they can still declare personal bankruptcy in the state they're transferring to, they simply may not have the ability to utilize the personal bankruptcy exceptions for the state they're relocating to. They will need to either make use of the federal insolvency exceptions or the state exemptions from where they removaled from.In today's economic situation, we are seeing lots of people removaling cross nation in search of job. Sometimes people think
the lawn is greener beyond of the fencing and also assume they can stay clear of declaring bankruptcy if they could just discover a chance. They only discover that things are equally as poor anywhere and also the personal bankruptcy is still necessary. The most effective guidance is to talk about the scenario with the personal bankruptcy lawyer prior to any relocations are made.